Since 1937, Otero County Teachers’ Federal Credit Union of La Junta, CO has been providing those in the education field with the means to achieve their financial goals. With a membership roster that sports 1,007 members and assets of $4 million, we are trustworthy, reliable, and ready to make you a member. We are a not-for-profit financial cooperative that exists to serve our members, not make a profit. Unlike other financial institutions, we do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to you – our valuable member – in the form of lower loan rates, higher interest in deposits, and lower fees.
You can become a member today for only $5.25. When you become a member, not only do you get to enjoy low-cost loans and higher dividends on savings accounts, but you also get access to auto insurance, homeowner’s insurance, hospital cash plan and life insurance. We will also provide you with the ability to become a Sam’s Club member. We also offer checking services that include share certificates with low minimum balance requirements, and conveniences that include low-cost wire transfers.
Personalized and Friendly Service with a Smile
We have two full-time employees and two part-time employees, or 402 members per employee (which is compared to the national average of 430). That means you always get personalized and friendly service with a smile. Visit today and meet our staff members who can’t wait to speak with you and help you with your needs.
Our Credit Union is governed by a board of directors that is elected by and from within our membership ranks. All board members serve voluntarily.
Ask our loan officers about consumer loans and our short term small amount loans to help you establish credit. While we do have staff, board members, and loan officers, our Credit Union is an economic democracy. All of our members have equal ownership and a vote, no matter how much money is deposited. Therefore, when you become a member, you are both a member and an owner. Visit today and ask about becoming a member.